01
Retail Shops and Market Vendors
Accepted
BSP-Regulated
GraciaPay for Business. Grow Smart. Get Paid Fast.
Whether you're a café owner, online seller, freelancer, or startup hustler — GraciaPay helps you accept payments, manage sales, and grow your business all in one place. No complicated setup, no long waits — just fast, secure, and flexible payments that work for you.
Fast onboarding
BSP regulated
24/7 support
✓
Trusted
1M+ transactions
⚡
Fast
Next day settlement
Our Services
What We Offer
Everything you need to accept payments and grow your business
1
Fast, BSP-Regulated Settlements
All payments are settled to your designated bank account via Gracia, typically by the next banking day, with full compliance to local regulations.
2
Unified Merchant Dashboard
Manage all your digital payment transactions from a single interface — with real-time insights, reports, and downloadables.
3
All-in-One Payment Acceptance
QRPH (Universal QR Code)
- InstaPay & PESONet for bank transfers
- Debit/Credit Card acceptance (via GraciaPay’s POS or online gateway)
- Wallets & ePayments: GCash, Maya, GrabPay, ShopeePay
- Over-the-counter integration (optional)
4
Full-Service Support
GraciaPay provides end-to-end services including:
- Merchant onboarding
- Transaction dispute management
- Customer service
- Technical assistance
- Risk & fraud monitoring
5
Developer Tools & Plugins
Access a suite of REST APIs and plug-and-play integrations for:
- POS systems
- eCommerce platforms
- Mobile apps
Secure
Reliable
Fast
Who We Are
AboutGraciaPay
Making financial access universal — where every Filipino, entrepreneur, and enterprise can pay, send, and grow.
BSP Licensed
OPSCOR-2021-0018
E-Wallets
Payment Kiosks
QR Payments
Bank Transfers
01
Licensed & Regulated
GraciaPay is operated by Gracia Telecommunications Corporation, a licensed payment service operator under the Bangko Sentral ng Pilipinas (BSP).OPSCOR-2021-0018
02
IPM Ecosystem
As part of the Gracia Pay Intelligent Payment Machine ecosystem, we empower Filipinos and businesses with secure, seamless, and innovative financial solutions.
03
Digital Pioneer
A leader in mobile financial services, accelerating financial inclusion through mobile money, digital payments, and fintech innovation.
“You're not just getting a payment solution — you're joining a movement that's making cashless living simple, inclusive, and truly Filipino.
Secure
Transactions
Seamless
Experience
Inclusive
Finance
For Every Business
Who Can UseGraciaPay?
We serve a wide range of Philippine businesses. If you're registered with a bank account and valid documents, start in 1–3 days.
02
Restaurants, cafés, and food stalls
Accepted
03
Service providers and freelancers
Accepted
04
Franchise businesses and cooperatives
Accepted
05
Online stores and delivery services
Accepted
500+business types supported
1-3 daysaverage setup
The GraciaPay Advantage
Why ChooseGraciaPay?
Built for Philippine businesses, by Filipinos. Experience the difference of a payment solution that truly understands your needs.
GraciaPay
Your trusted payment partner
01
100% Filipino-owned & BSP-regulated
Fully compliant with Philippine financial regulations
02
Fast, secure payments via QR PH, InstaPay, PESONet
Multiple payment rails for maximum flexibility
03
Real-time dashboard with sales insights
Data-driven decisions at your fingertips
04
24/7 customer support
Always here when you need us
5k+
PHP
BSP Regulated
Traditional Banks
Slow transaction processing
Limited payment options
Complex application processes
Limited operating hours
E-Wallets
High transaction fees
Unreliable uptime
Limited merchant support
Security concerns
Instantsettlement
Lowesttransaction fees
1-3 daysapproval time
Trusted Network
Payment PartnersSeamlessly integrated with the Philippines' leading financial platforms
GCash
PayMaya
GrabPay
InstaPay
ShopeePay
GoTyme
Komo
OwnBank
PesoNet
Tonik
Vbank
QRPH
GCash
PayMaya
GrabPay
InstaPay
ShopeePay
GoTyme
Komo
OwnBank
PesoNet
Tonik
Vbank
QRPH
BSP Regulated
Instant Transfers
Bank-level Security
What Merchants Say
"
GraciaPay's responsive support and seamless integration with local banks and GCash make it a standout.
A
Alyssa Manalo
PinoyDeals
Getting Started
Start Accepting Digital Payments
Get your business set up in just three simple steps
1
Complete the Contact Us Form
Fill out our simple form to get started
2
Submit your required documents
Provide business registration and bank details
3
Activate your merchant dashboard
Go live within 1–3 business days
1-3
Days Setup
Quick Approval
Philippine-registered businesses with a bank account and valid documents can get started quickly