GraciaPay for Business. Grow Smart. Get Paid Fast.

Whether you’re a café owner, online seller, freelancer, or startup hustler — GraciaPay helps you accept payments, manage sales, and grow your business all in one place. No complicated setup, no long waits — just fast, secure, and flexible payments that work for you.

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About GraciaPay

GraciaPay is operated by Gracia Telecommunications Corporation, a licensed payment service operator under the Bangko Sentral ng Pilipinas (BSP) with Payment License Number OPSCOR-2021-0018.

As part of the Gracia Pay IPM (Intelligent Payment Machine) ecosystem, GraciaPay is built to empower Filipinos and businesses with secure, seamless, and innovative financial solutions that make every transaction faster and easier.

We are a leader in mobile financial services, dedicated to accelerating financial inclusion through mobile money, digital payments, and financial technology. From e-wallets to payment kiosks, QR payments to bank transfers — GraciaPay connects people and businesses to the digital economy.

Our mission is simple:

To make financial access universal — where every Filipino, entrepreneur, and enterprise can pay, send, and grow using technology they can trust.

With GraciaPay, you’re not just getting a payment solution.

You’re joining a movement that’s making cashless living simple, inclusive, and truly Filipino.

our payment partners

What We Offer

🧩 Built for Modern Businesses
Use our ready-to-go tools for easy setup:
- REST APIs for custom apps
- POS and terminal integration
- Shopify, WooCommerce & Magento plugins
- SDKs for mobile app payments
If you can dream it, GraciaPay can plug into it.
💻 Unified Merchant Dashboard
Stay in control with one powerful dashboard.
View real-time sales, track every transaction, and download reports anytime — from your phone or laptop.
You get total visibility of your business, wherever you are.
🤝 We’ve Got Your Back
Focus on growing your business — we’ll handle the rest:
- Fast merchant onboarding
- Real people for customer and tech support
- Transaction and dispute management
- Fraud and risk monitoring
- Smooth integration help anytime you need it
We make payments work for you, not against you.
💸 All-in-One Payment Acceptance
Your customers can pay however they like — and you’ll get it all in one system:
- QRPH (Universal QR Code) – Accept from any BSP-registered wallet or bank.
- InstaPay & PESONet – Receive instant and same-day bank transfers.
- Debit/Credit Cards – Accept card payments via GraciaPay POS or online checkout.
- E-Wallets – GCash, Maya, GrabPay, ShopeePay, and more.
- Over-the-Counter Payments (optional) – Reach customers who prefer to pay in cash at partner counters.
One setup. Every way to pay.
⚡ Fast, BSP-Regulated Settlements
Get your money by the next banking day — straight to your business bank account via GraciaPay.
All transactions are BSP-compliant, transparent, and secure.
No hidden fees. No long delays. Just quick payouts you can trust.